This is an important stage because you feel very stressed about your finances. Maybe you incurred an unexpected expense so you could not manage your cash flow and faced a shortage of money. Try to avoid lending if someone borrows your money during this time as you may not be able to get repaid.
If you own a business, avoid all forms of investment and risk as you can lose a lot and won’t get your principal back. But if you have a plan that involves building construction or renovation, there won’t be many serious problems. Just be careful that it may cost more money than you calculate.